Terms of Service

Last Updated: February 12, 2026

ACCEPTANCE OF TERMS

By accessing or using the website of JCAL Investments LLC ("Company," "we," "us," or "our") at jcal-investments.com, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

DESCRIPTION OF SERVICES

JCAL Investments LLC is a direct lender providing financing solutions to borrowers. Our website provides information about our services and allows you to contact us regarding potential financing opportunities. All lending decisions are made at our sole discretion.

USE OF WEBSITE

You agree to use this website only for lawful purposes and in accordance with these Terms. You agree not to:

Use the website in any way that violates any applicable law or regulation
Submit false or misleading information through any form on our website
Attempt to gain unauthorized access to any part of the website
Interfere with the proper functioning of the website

SMS/TEXT MESSAGING TERMS

By opting in to receive SMS/text messages from JCAL Investments LLC, you agree to the following terms:

You consent to receive text messages from JCAL Investments LLC, which may be sent using an automatic telephone dialing system (ATDS), at the phone number you provide.
Message frequency varies. Message and data rates may apply.
You may opt out at any time by replying STOP to any message. After opting out, you will receive a confirmation message and no further texts will be sent.
For help, reply HELP or contact us at james@jcal-investments.com.
Consent to receive text messages is NOT a condition of purchase or obtaining any services from JCAL Investments LLC.
Compatible carriers include but are not limited to AT&T, T-Mobile, Verizon, and Sprint. Carriers are not liable for delayed or undelivered messages.

INTELLECTUAL PROPERTY

All content on this website, including text, graphics, logos, and images, is the property of JCAL Investments LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

DISCLAIMER OF WARRANTIES

This website and its content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, JCAL Investments LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website.

GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law principles.

CHANGES TO TERMS

We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page. Your continued use of the website constitutes acceptance of the revised Terms.

CONTACT

For questions about these Terms of Service, contact us:

JCAL Investments LLC
1728 Virginia Beach Blvd, Virginia Beach, VA 23454
Email: james@jcal-investments.com